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    • Mortgage rates explained
      • Primary residence mortgage rates
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      • Second home mortgage rates
    • Mortgage blog – Mortgage 101
    • Find a loan officer
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    • Rate-and-term refinance
    • Cash-out refinance
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    • Bridge home loan
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    • GreenSmart Advantage Program
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    • Jumbo loan
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  • Woman on Guildmortgage.com.

First-time homebuyer grants and down payment assistance

By Guild Mortgage|March 14th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, homebuyers, mortgage, veterans|

First-time homebuyer grants and down payment assistance With homebuyer grants and down payment assistance (DPA) programs, you could be a homeowner sooner than [...]

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  • A pencil and calendar.

What if my mortgage pre-approval expires?

By Guild Mortgage|March 2nd, 2022|Categories: Mortgage 101|Tags: customer education, first time homebuyer, homebuyers, loan process, mortgage|

What if my mortgage pre-approval expires? Mortgage pre-approval is a written commitment of how much you’re qualified to borrow to buy a home. In [...]

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  • A happy family sitting down surrounded by moving boxes

How to become a homeowner

By Guild Mortgage|February 23rd, 2022|Categories: Mortgage 101|Tags: budget, customer education, first time homebuyer, homebuyers, loan process, mortgage|

How to become a homeowner Are you counting down the days until you can become a first-time homeowner but aren’t sure where to [...]

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  • Agent showing family a home

How to find a real estate agent

By Guild Mortgage|February 9th, 2022|Categories: Customer Service, Mortgage 101|Tags: customer education, first time homebuyer, homebuyers, loan process|

How to find a real estate agent With the expertise to guide you through every stage of the buying and selling process, real [...]

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  • Happy couple and child looking at homes in neighborhood

The best time to buy a home

By Guild Mortgage|February 2nd, 2022|Categories: Customer Service, Mortgage 101|Tags: customer education, first time homebuyer, homebuyers, loan process|

The best time to buy a home Just like the changing leaves of autumn and rising temperatures of summer, real estate follows seasonal trends. [...]

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  • Couch in living room

How to buy a home if you owe taxes

By Guild Mortgage|January 26th, 2022|Categories: Mortgage 101|Tags: customer education, first time homebuyer, homebuyers, loan process|

How to buy a home if you owe taxes If you’re in the market to buy a home while dealing with unpaid taxes, [...]

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  • Smiling couple with child talking to assistant

What does a mortgage loan officer’s assistant do?

By Guild Mortgage|January 12th, 2022|Categories: Mortgage 101|

What does a mortgage loan officer's assistant do? When you purchase a home, your first point of contact is most likely a Loan Officer, [...]

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  • Couple testing out wallpaper in home

Is an FHA 203k loan for you?

By Guild Mortgage|January 12th, 2022|Categories: Mortgage 101|

Is an FHA 203k loan for you? Whether you're looking to make some modest updates to your kitchen, or a major overhaul to a [...]

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  • Loan documents and calculator on a desk

What is a mortgage LE?

By Guild Mortgage|January 12th, 2022|Categories: Mortgage 101|

What is a mortgage LE? For most Americans, the third of October in 2015 was just another ordinary day, no different than any other. [...]

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  • Front porch outside of home

What is the difference between an appraisal and an assessment?

By Guild Mortgage|January 12th, 2022|Categories: Mortgage 101|

What is the difference between an appraisal and an assessment? Real estate is filled with terms that sound similar but mean slightly different things. [...]

Read More
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The blog postings on this site represent the positions, strategies or opinions of the author and do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter’s final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deductions.

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  • Buying a home
    • First-time homebuyer
    • Buying a second home
    • Fixed-rate mortgage
    • Adjustable-rate mortgage
    • 30 year mortgage
    • 15 year mortgage
    • Mortgage rates explained
      • Primary residence mortgage rates
      • Refinance rates
      • Second home mortgage rates
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • Refinance a mortgage
    • Mortgage refinance process
    • Rate-and-term refinance
    • Cash-out refinance
    • Mortgage blog – Refinance
    • Find a loan officer
  • Mortgage loans
    • 3-2-1 Home Plus Program
    • Bridge home loan
    • CashPass program
    • Complete Rate program
    • Conventional mortgage
    • Down payment assistance programs
    • Energy-efficient mortgage programs
    • FHA loan
    • GreenSmart Advantage Program
    • Home Equity Program
    • Homebuyer Protection
    • ITIN Mortgage Program
    • Jumbo loan
    • Lock & Shop
    • LockNow and Sell
    • Manufactured home loan
    • Payment Advantage
    • Renovation loan
    • Reverse mortgage loan
    • Section 184 Indian Home Loan Guarantee Program
    • Temporary Buydowns
    • USDA loan
    • VA loan
    • Zero Down
    • Mortgage blog – Products and programs
    • Find a loan officer
  • Mortgage calculators
    • Mortgage payment calculator
    • Mortgage affordability calculator
    • Mortgage income calculator
    • Closing cost calculator
    • Refinance calculator
    • Home sale calculator
    • Buying power calculator
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • About us
    • History
    • Leadership
      • Corporate
      • Production
    • Giving back
    • Guild careers
      • Current openings
      • GuildU
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      • Correspondent
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      • Guild in the news
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    • Find a loan officer
  • Help center
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    • Hardship assistance
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    • Escrow
    • COVID-19 information
    • Natural Disaster: Helpful resources
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Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.

All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.

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