Guild Mortgage blogs
Can Conventional loan be more affordable than FHA loans?
Can Conventional loan be more affordable than FHA loans? If you’re ready to purchase a home, choosing the right mortgage is one of the most important decisions you’ll make. While the Federal Housing Authority’s FHA [...]
VA home loan benefits
VA home loan benefits If you’re a VA-eligible service member, you’re probably familiar with the many advantages of VA loans vs. Conventional loans, which include: No down payment Lower interest rates No private mortgage insurance [...]
How credit checks during the mortgage qualification process impact your credit score
How credit checks during the mortgage qualification process impact your credit score If you’ve worked hard to build a strong credit score in preparation for buying a home, you might have some questions about how [...]
The best home renovations that increase the selling price
The best home renovations that increase the selling price Selling a home is a significant task, and getting the best possible price for it requires careful planning and execution. If you’re looking to enhance your [...]
5 mortgage tips when moving to another state
5 mortgage tips when moving to another state Moving to a new state requires some coordination, and if you’re planning to buy a home when you get there, you’ll need to consider how getting a [...]
How property taxes affect your mortgage payment
How property taxes affect your mortgage payment When considering how much of a mortgage payment you can afford, you will also need to take property taxes into account. As an expense you may not have [...]
Advantages of rural mortgages
Advantages of rural mortgages While many mortgage programs are designed to make homeownership more attainable for low-to-moderate-income borrowers, rural mortgages have unique advantages that set them apart. Rural mortgages, or USDA loans, offer 100 percent [...]
Eight ways a mortgage loan officer help borrowers achieve homeownership
Eight ways a mortgage loan officer help borrowers achieve homeownership When it comes to choosing the best mortgage, finding a local loan officer who provides personalized service is key. With careful guidance and planning, a [...]
Is a variable interest rate mortgage right for you?
Is a variable interest rate mortgage right for you? All home loans are tied to mortgage interest rates which go up or down for various reasons, including changes in the economy and financial markets. Fixed-rate [...]
Steps to increase your mortgage pre-approval amount
Steps to increase your mortgage pre-approval amount If you’d like to know how much you can borrow to buy a home, a mortgage pre-approval is a great place to start. But what if the home [...]