Guild Mortgage blogs
Can Gen Z trust mortgage lenders? What the data tells us:
Can Gen Z trust mortgage lenders? What the data tells us: New research reveals a striking confidence gap between Gen Z and the mortgage industry — and it isn’t about rejection or [...]
First-time homebuyers aren’t just feeling priced out. They’re lost.
First-time homebuyers aren’t just feeling priced out. They’re lost. The conversation around first-time homebuyers almost always starts with affordability. And it should, 65% of Gen Z respondents in our YouGov research say home prices are [...]
Methodology for Guild Mortgage’s Gen Z homebuyer research
Methodology for Guild Mortgage’s Gen Z homebuyer research: Understanding the next generation of buyers Research explores perceptions, barriers and trust among emerging homebuyers Purpose and scope The Gen [...]
Gen Z homebuyer insights
Gen Z homebuyer insights Understanding the next generation of homeownership Guild Mortgage, in partnership with YouGov, launched the Gen Z Homebuyer Insights initiative to better understand how the next [...]
How to qualify for a rate buydown as a first-time homebuyer
How to qualify for a rate buydown as a first-time homebuyer As a first-time homebuyer, a temporary rate buydown can make your first few years of mortgage payments more affordable. By reducing your monthly payments, [...]
Am I eligible for an FHA Loan? A complete checklist
Am I eligible for an FHA Loan? A complete checklist The Federal Housing Administration (FHA) loan program is a popular option for first-time homebuyers, those with lower credit scores and those with less down payment [...]
What are draw and repayment periods for HELOCs and HELOANs?
What are draw and repayment periods for HELOCs* and HELOANs? Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago. If you’re among the three [...]
What credit score do you need for an FHA loan?
What credit score do you need for an FHA loan? If you're thinking about buying a home but you’re worried about credit score requirements, an FHA loan might be the right solution for you. Backed [...]
When should I use my home equity?
When should I use my home equity? Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated milestones, and planted roots. But as values rise, many homeowners [...]
Is a 2-1 buydown worth it? Pros and cons explained
Is a 2-1 buydown worth it? Pros and cons explained A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring homeowners to get started on building equity. Learn how it [...]