Do I have to pay mortgage insurance if I put down less than 20%?
Do I have to pay mortgage insurance if I put down less than 20%? In most cases, mortgage insurance is a requirement when a homebuyer’s [...]
What are the financial benefits of energy-efficient homes?
What are the financial benefits of energy-efficient homes? Being a homeowner certainly comes with its own costs, but by investing in sustainability, you can take [...]
How do I buy a second home?
How do I buy a second home? If you want to get a second home, expect the financing to be different from your primary residence. [...]
What are the pros and cons of a reverse mortgage?
What are the pros and cons of a reverse mortgage? Home Equity Conversion Mortgages (HECMs) are reverse mortgages that help homeowners who are 62 and [...]
Can you buy a home with zero down payment?
Can you buy a home with zero down payment? Is saving for a down payment delaying your homebuying plans? Great news—it’s possible to buy a [...]
Does a pool add value to your home?
Does a pool add value to your home? Adding an in-ground pool can boost your home’s value, but it isn’t a one-size-fits all solution, and [...]
How can I use my home’s equity?
How can I use my home's equity? Home equity is the actual financial amount of the home you own, so it can be used like [...]
What are the advantages of buying vs. renting?
What are the advantages of buying vs. renting? There are big benefits to homeownership that renting doesn’t provide you with. The top reasons for buying [...]
What makes up the price on a newly built home?
What makes up the price on a newly built home? From the market the new home is located in, to the lumber used in the [...]
What’s needed for a pre-approval application?
What’s needed for a pre-approval application? When you want to make an offer on a home, a pre-approval letter backed by a lender like Guild [...]