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    • Cash-out refinance
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    • GreenSmart Advantage Program
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    • Jumbo loan
    • Lock & Shop
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  • Mom in uniform hugging son

VA home loan eligibility: Certification and requirements

By Guild Mortgage|November 4th, 2019|Categories: Mortgage 101, Products and Programs|

VA home loan eligibility: Certification and requirements For seven decades, VA loans, also known as Veterans Affairs mortgages, have offered a lifeline for military [...]

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  • Couple receiving advice on loan process from professional

How do my property taxes get paid?

By Guild Mortgage|October 28th, 2019|Categories: Mortgage 101, Products and Programs|

How do my property taxes get paid? If you’re a first-time homebuyer, you may not be familiar with the ins and outs of property [...]

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  • Woman reviewing personal finances with laptop and calculator

How to calculate a debt-to-income ratio for a mortgage

By Guild Mortgage|October 28th, 2019|Categories: Mortgage 101, Products and Programs|

How to calculate a debt-to-income ratio for a mortgage Buying a home is sure to be one of the most significant purchases you [...]

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  • Glasses, calculator, and pencil on top of personal finance documents near a keyboard

Conforming vs. Non-conforming loan. What’s the difference?

By Guild Mortgage|October 21st, 2019|Categories: Mortgage 101, Products and Programs|

Conforming vs. Non-conforming loan. What's the difference? Explore the differences between Conforming and Non-conforming loans with this helpful guide. What is a [...]

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  • Man reviewing personal finances on smartphone and laptop

Real estate terms: top ten terms to know when buying a home

By Guild Mortgage|October 14th, 2019|Categories: Mortgage 101, Products and Programs|

Real estate terms: top ten terms to know when buying a home Do you know the difference between an appraisal and an inspection? What [...]

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  • Mother reading book to daughter

First-time homebuyer qualifications

By Guild Mortgage|September 23rd, 2019|Categories: Mortgage 101, Products and Programs|

First-time homebuyer qualifications Did you know that even if you’ve owned a home before, you might still qualify for first-time homebuyer (FTHB) mortgage programs? [...]

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  • Woman reviewing personal finances with online banking tool

10 tips on how to get a mortgage with low credit

By Guild Mortgage|September 16th, 2019|Categories: Mortgage 101, Products and Programs|

10 tips on how to get a mortgage with low credit If you’re in the market for a new home and have a low [...]

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  • Couple enjoying coffee in new home

Is a 20% down payment needed to purchase a home?

By Guild Mortgage|September 12th, 2019|Categories: Mortgage 101, Products and Programs|

Is a 20% down payment needed to purchase a home? If you’re in the market for a home you’ve likely heard that you need to [...]

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  • Realtor showing home options to couple on tablet

How much income do I need to buy a home?

By Guild Mortgage|August 26th, 2019|Categories: Mortgage 101|

How much income do I need to buy a home? “While the mortgage loan is secured against the house, it is really made against your [...]

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  • Realtor showing aspects of home to couple

Getting a mortgage with a high-debt-to-income ratio

By Guild Mortgage|August 22nd, 2019|Categories: Mortgage 101, Products and Programs|

Getting a mortgage with a high-debt-to-income ratio Are you considering buying a home but aren’t sure if it’s possible with your student loan, car payment [...]

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The blog postings on this site represent the positions, strategies or opinions of the author and do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter’s final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deductions.

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  • Buying a home
    • First-time homebuyer
    • Buying a second home
    • Fixed-rate mortgage
    • Adjustable-rate mortgage
    • 30 year mortgage
    • 15 year mortgage
    • Mortgage rates explained
      • Primary residence mortgage rates
      • Refinance rates
      • Second home mortgage rates
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • Refinance a mortgage
    • Mortgage refinance process
    • Rate-and-term refinance
    • Cash-out refinance
    • Mortgage blog – Refinance
    • Find a loan officer
  • Mortgage loans
    • 3-2-1 Home Plus Program
    • Bridge home loan
    • CashPass program
    • Complete Rate program
    • Conventional mortgage
    • Down payment assistance programs
    • Energy-efficient mortgage programs
    • FHA loan
    • GreenSmart Advantage Program
    • Home Equity Program
    • Homebuyer Protection
    • ITIN Mortgage Program
    • Jumbo loan
    • Lock & Shop
    • LockNow and Sell
    • Manufactured home loan
    • Payment Advantage
    • Renovation loan
    • Reverse mortgage loan
    • Section 184 Indian Home Loan Guarantee Program
    • Temporary Buydowns
    • USDA loan
    • VA loan
    • Zero Down
    • Mortgage blog – Products and programs
    • Find a loan officer
  • Mortgage calculators
    • Mortgage payment calculator
    • Mortgage affordability calculator
    • Mortgage income calculator
    • Closing cost calculator
    • Refinance calculator
    • Home sale calculator
    • Buying power calculator
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • About us
    • History
    • Leadership
      • Corporate
      • Production
    • Giving back
    • Guild careers
      • Current openings
      • GuildU
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      • Real estate agents
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      • Correspondent
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    • Find a loan officer
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    • COVID-19 information
    • Natural Disaster: Helpful resources
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Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.

All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.

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