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    • Find a loan officer
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    • Rate-and-term refinance
    • Cash-out refinance
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    • Bridge home loan
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    • GreenSmart Advantage Program
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  • Couple Calculating Future Home Loan Payments

How to calculate your mortgage payment

By Guild Mortgage|June 3rd, 2019|Categories: Mortgage 101|

How to calculate your mortgage payment As a prospective homebuyer, it’s important to decide how much of your monthly income you can comfortably spend on [...]

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  • Preparing for closing costs

Closing costs: how to be prepared

By Guild Mortgage|April 15th, 2019|Categories: Hot topics, Mortgage 101|

Closing costs: how to be prepared Nobody likes to be caught off-guard, especially during a life-changing event like buying a new home. The good [...]

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  • Model of the house and keys

Home offers with earnest money: protect your chances

By Guild Mortgage|April 12th, 2019|Categories: Mortgage 101|

Home offers with earnest money: protect your chances Are you looking at a home in a competitive market or are you in danger of [...]

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  • Image of the house and magnifying glass

Home appraisals: 7 commonly asked questions

By Guild Mortgage|April 2nd, 2019|Categories: Mortgage 101|

Home appraisals: 7 commonly asked questions When we work with first-time homebuyers, they understandably have a lot of questions, especially once they’re ready to [...]

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  • Couple talking with mortgage broker

Mortgage preapproval: What you need to know

By Guild Mortgage|April 2nd, 2019|Categories: Mortgage 101|

Mortgage preapproval: What you need to know Do you know what the first step is after making the decision to purchase a new home? It’s [...]

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  • Modern condo complex

What to Know About HOAs

By Guild Mortgage|October 9th, 2017|Categories: Mortgage 101|

What to Know About HOAs With housing inventory lower than before, more people are looking at condominiums (“condo”) and townhomes when shopping for a [...]

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  • loan officer speech bubble

What is a Loan Officer?

By Guild Mortgage|May 30th, 2017|Categories: Mortgage 101|

What is a Loan Officer? At Guild, we have more than 1,100 loan officers. Have you ever wondered what a loan officer is or [...]

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  • Keywords associated with mortgage

What is Mortgage Lending?

By Guild Mortgage|May 15th, 2017|Categories: Mortgage 101|

What is Mortgage Lending? This month, we’re taking you behind the scenes. Guild is a leading independent mortgage lender, specializing in residential home loans. But [...]

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  • cardboard cutout of houses

Property Tax Information

By Guild Mortgage|April 25th, 2017|Categories: Mortgage 101|

Property Tax Information A property tax is a tax assessed on real estate, usually based on the value of the property you own and [...]

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Application Preparation

By Guild Mortgage|March 20th, 2017|Categories: Mortgage 101|

Application Preparation After deciding what you can afford, where you want to live and which dream house to choose, there’s still paperwork to get [...]

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The blog postings on this site represent the positions, strategies or opinions of the author and do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter’s final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deductions.

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  • Buying a home
    • First-time homebuyer
    • Buying a second home
    • Fixed-rate mortgage
    • Adjustable-rate mortgage
    • 30 year mortgage
    • 15 year mortgage
    • Mortgage rates explained
      • Primary residence mortgage rates
      • Refinance rates
      • Second home mortgage rates
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • Refinance a mortgage
    • Mortgage refinance process
    • Rate-and-term refinance
    • Cash-out refinance
    • Mortgage blog – Refinance
    • Find a loan officer
  • Mortgage loans
    • 3-2-1 Home Plus Program
    • Bridge home loan
    • CashPass program
    • Complete Rate program
    • Conventional mortgage
    • Down payment assistance programs
    • Energy-efficient mortgage programs
    • FHA loan
    • GreenSmart Advantage Program
    • Home Equity Program
    • Homebuyer Protection
    • Jumbo loan
    • Lock & Shop
    • LockNow and Sell
    • Manufactured home loan
    • Payment Advantage
    • Renovation loan
    • Reverse mortgage loan
    • Temporary Buydowns
    • USDA loan
    • VA loan
    • Mortgage blog – Products and programs
    • Find a loan officer
  • Mortgage calculators
    • Mortgage payment calculator
    • Mortgage affordability calculator
    • Mortgage income calculator
    • Closing cost calculator
    • Refinance calculator
    • Home sale calculator
    • Buying power calculator
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • About us
    • History
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Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.

All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.

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