Am I eligible for an FHA Loan? A complete checklist
Am I eligible for an FHA Loan? A complete checklist The Federal Housing Administration (FHA) loan program is a popular option for first-time homebuyers, those [...]
What are draw and repayment periods for HELOCs and HELOANs?
What are draw and repayment periods for HELOCs* and HELOANs? Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared [...]
What credit score do you need for an FHA loan?
What credit score do you need for an FHA loan? If you're thinking about buying a home but you’re worried about credit score requirements, an [...]
When should I use my home equity?
When should I use my home equity? Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated [...]
Is a 2-1 buydown worth it? Pros and cons explained
Is a 2-1 buydown worth it? Pros and cons explained A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring [...]
What are Conforming and non-Conforming loans?
What are Conforming and non-Conforming loans? When you’re shopping for a home, you’ll quickly discover just how many different mortgage loan options are out there, [...]
What are Non-QM mortgages?
Non-QM loans: a flexible path to homeownership Non-QM mortgages are flexible loan options designed for people who don’t fit the standard income or credit mold–and [...]
What are the pros and cons of a reverse mortgage?
What are the pros and cons of a reverse mortgage? Home Equity Conversion Mortgages (HECMs) are reverse mortgages that help homeowners who are 62 and [...]
Can you buy a home with zero down payment?
Can you buy a home with zero down payment? Is saving for a down payment delaying your homebuying plans? Great news—it’s possible to buy a [...]
How can I use my home’s equity?
How can I use my home's equity? Home equity is the actual financial amount of the home you own, so it can be used like [...]