Guild Mortgage blogs
The three-year homebuyer journey: Why buying and selling a home starts earlier than you think
The three-year homebuyer journey: Why buying and selling a home starts earlier than you think We’ve traditionally measured the homebuying journey in weeks: the time between an accepted offer and a closing [...]
What Gen Z’s Learning Habits Reveal About the Future of Homebuyer Education
What Gen Z's Learning Habits Reveal About the Future of Homebuyer Education For decades, homebuyer education followed a relatively predictable path. Prospective buyers connected with a lender or housing counselor, [...]
Am I ready to buy a home? Why so many first-time buyers think the answer is no.
Am I ready to buy a home? Why so many first-time buyers think the answer is no. There's one question that many prospective homebuyers ask themselves long before they ever speak with a [...]
Can Gen Z trust mortgage lenders? What the data tells us:
Can Gen Z trust mortgage lenders? What the data tells us: New research reveals a striking confidence gap between Gen Z and the mortgage industry — and it isn’t about rejection or [...]
First-time homebuyers aren’t just feeling priced out. They’re lost.
First-time homebuyers aren’t just feeling priced out. They’re lost. The conversation around first-time homebuyers almost always starts with affordability. And it should, 65% of Gen Z respondents in our YouGov research say home prices are [...]
Methodology for Guild Mortgage’s Gen Z homebuyer research
Methodology for Guild Mortgage’s Gen Z homebuyer research: Understanding the next generation of buyers Research explores perceptions, barriers and trust among emerging homebuyers Purpose and scope The Gen [...]
Gen Z homebuyer insights
Gen Z homebuyer insights Understanding the next generation of homeownership Guild Mortgage, in partnership with YouGov, launched the Gen Z Homebuyer Insights initiative to better understand how the next [...]
How to qualify for a rate buydown as a first-time homebuyer
How to qualify for a rate buydown as a first-time homebuyer As a first-time homebuyer, a temporary rate buydown can make your first few years of mortgage payments more affordable. By reducing your monthly payments, [...]
Am I eligible for an FHA Loan? A complete checklist
Am I eligible for an FHA Loan? A complete checklist The Federal Housing Administration (FHA) loan program is a popular option for first-time homebuyers, those with lower credit scores and those with less down payment [...]
What are draw and repayment periods for HELOCs and HELOANs?
What are draw and repayment periods for HELOCs* and HELOANs? Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago. If you’re among the three [...]