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    • Adjustable-rate mortgage
    • 30 year mortgage
    • 15 year mortgage
    • Mortgage rates explained
      • Primary residence mortgage rates
      • Refinance rates
      • Second home mortgage rates
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • Refinance a mortgage
    • Mortgage refinance process
    • Rate-and-term refinance
    • Cash-out refinance
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    • Bridge home loan
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    • GreenSmart Advantage Program
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    • ITIN Mortgage Program
    • Jumbo loan
    • Lock & Shop
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    • Manufactured home loan
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    • Section 184 Indian Home Loan Guarantee Program
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  • Solar panels on a house

Energy-efficient mortgages: A guide to green financing, rebates and tax credits

By Guild Mortgage|June 15th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, Homebuyer, mortgage|

Energy-efficient mortgages: A guide to green financing, rebates and tax credits An energy-efficient mortgage, also known as an EEM, is a [...]

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  • A couple talking to a loan officer

How to find the best lender for first-time homebuyers

By Guild Mortgage|June 13th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, Homebuyer, mortgage|

How to find the best lender for first-time homebuyers Buying a home is a big decision, especially if it’s your first time. Working with [...]

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How to read a credit report

By Guild Mortgage|June 13th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, Homebuyer, mortgage|

How to read a credit report When applying for a home loan, your credit score and the financial information on your credit report can determine [...]

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  • An image of a family room that looks out to the outdoor dining area.

Modern home styles

By Guild Mortgage|May 20th, 2022|Categories: Guild Blog, Lifestyle|Tags: customer education, first time homebuyer, Homebuyer|

Modern home styles Less is more when it comes to modern home styles. Modern architecture emphasizes function and a simplified design over ornate features. [...]

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  • A couple hugging while both looking at a tablet

How millennials are buying homes

By Guild Mortgage|May 11th, 2022|Categories: Guild Blog, Lifestyle, Mortgage 101|Tags: customer education, first time homebuyer, Homebuyer, mortgage|

How millennials are buying homes Because they grew up in the age of the internet, millennials are known as the tech-savvy generation. They’re more [...]

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  • Image of houses in a neighborhood.

Gated communities near me

By Guild Mortgage|May 5th, 2022|Categories: Guild Blog, Lifestyle|Tags: customer education, first time homebuyer, Homebuyer|

Gated communities near me Gated communities are residential properties with homes that are only accessible to residents and their visitors. Community benefits can include [...]

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  • Two people smiling at each other while looking over a document.

Can you have a cosigner on a mortgage?

By Guild Mortgage|April 21st, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, Homebuyer, mortgage|

Can you have a cosigner on a mortgage? You’ve probably heard of a cosigner on a student or auto loan. Did you know [...]

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  • An image of a yellow house.

Who pays closing costs when you buy a home?

By Guild Mortgage|April 21st, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, Homebuyer, mortgage|

Who pays closing costs when you buy a home? Closing costs are expenses related to obtaining a mortgage and closing a home purchase [...]

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  • A pool tube floating in a pool.

How much does pool maintenance cost?

By Guild Mortgage|April 21st, 2022|Categories: Guild Blog, Mortgage 101, Uncategorized|Tags: customer education, first time homebuyer, Homebuyer, mortgage|

How much does pool maintenance cost? Whether you’re purchasing a new home with a pool or building one after moving in, a backyard [...]

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  • An image of three houses side by side.

The homebuying process: 7 important things to consider

By Guild Mortgage|March 30th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, homebuyers, mortgage|

The homebuying process: 7 important things to consider By keeping these seven important considerations in mind, you’ll be better prepared for the homebuying process [...]

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The blog postings on this site represent the positions, strategies or opinions of the author and do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter’s final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deductions.

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  • Buying a home
    • First-time homebuyer
    • Buying a second home
    • Fixed-rate mortgage
    • Adjustable-rate mortgage
    • 30 year mortgage
    • 15 year mortgage
    • Mortgage rates explained
      • Primary residence mortgage rates
      • Refinance rates
      • Second home mortgage rates
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • Refinance a mortgage
    • Mortgage refinance process
    • Rate-and-term refinance
    • Cash-out refinance
    • Mortgage blog – Refinance
    • Find a loan officer
  • Mortgage loans
    • 3-2-1 Home Plus Program
    • Bridge home loan
    • CashPass program
    • Complete Rate program
    • Conventional mortgage
    • Down payment assistance programs
    • Energy-efficient mortgage programs
    • FHA loan
    • GreenSmart Advantage Program
    • Home Equity Program
    • Homebuyer Protection
    • ITIN Mortgage Program
    • Jumbo loan
    • Lock & Shop
    • LockNow and Sell
    • Manufactured home loan
    • Payment Advantage
    • Renovation loan
    • Reverse mortgage loan
    • Section 184 Indian Home Loan Guarantee Program
    • Temporary Buydowns
    • USDA loan
    • VA loan
    • Zero Down
    • Mortgage blog – Products and programs
    • Find a loan officer
  • Mortgage calculators
    • Mortgage payment calculator
    • Mortgage affordability calculator
    • Mortgage income calculator
    • Closing cost calculator
    • Refinance calculator
    • Home sale calculator
    • Buying power calculator
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • About us
    • History
    • Leadership
      • Corporate
      • Production
    • Giving back
    • Guild careers
      • Current openings
      • GuildU
      • For loan officers
    • Business partners
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      • Real estate agents
      • Title agents
      • Correspondent
    • News
      • Press releases
      • Financial press releases
      • Guild in the news
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    • Find a loan officer
  • Help center
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    • Hardship assistance
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    • Escrow
    • COVID-19 information
    • Natural Disaster: Helpful resources
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Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.

All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.

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